Mortgages for First Time Buyers

Mortgages for First Time Buyers2020-02-25T11:21:15+00:00

Helping first time buyers get the best mortgage deals available

How can Crystal Financial Solutions help First Time Buyers?

We understand buying your first property can be a daunting experience.  That’s why when we find mortgages for first time buyers, we walk you through the whole property buying process from start to end:

  • Initially, we have a consultation to understand what your personal and financial circumstances are and what you are looking to achieve.
  • We evaluate your whole financial position which allows us to show you what is the maximum amount you are able to borrow. We will look at your maximum property budget, deposit and mortgage affordability.
  • We will explain to you how different types of mortgages work, interest rates and how they may affect you and what options are available to you.
  • Between our initial consultation to getting your offer accepted on your property, we liaise with the various parties involved which may include estate agents, solicitors, accountants and more.
  • Where applicable, we also work with your accountants to ensure you are in the best financial position.
  • By using us, we are able to put you in a stronger position with the various parties involved such the estate agents, giving them confidence in you as a first-time buyer.
  • We work with a range of solicitors both locally and nationwide to meet your legal requirements.

As a First Time Buyer, you should be aware of the fees that may involved in buying a property which may include some or all the below list:

  • Stamp duty land tax
  • Mortgage product fees subject to lender
  • Valuation fees subject to lender
  • Solicitor / legal fees
  • Independent valuation that you may wish to carry out
  • Broker fees
  • As a seller / vendor – estate agent fees

Are there any differentiating benefits that CFS can offer to First Time Buyers?

  • Whole of market – this means we are not tied to any lender and can use all the lenders available to us in the market.
  • We provide independent, bespoke and unbiased advice.
  • We provide a crystal clear/bespoke solution based upon your individual circumstance to match the best lenders to your financial circumstances. We understand the complexity of different lenders criteria and we’re here to bridge that gap to make the whole house buyer process as simple as possible.
  • With Crystal Financial Solutions operating for 20 years, you gain from the wealth of its experienced advisers.
  • We help you throughout the whole process and not just on the mortgage is offered.
  • We orchestrate the full house buying process to make it simple and make the process to reach the exchange of contracts as efficiently as possible.

Want to speak to one of our First Time Buyer Mortgage Advisers?

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We use all the lenders in the market to get First Time Buyers the best mortgage deals

Your home may be repossessed if you do not keep up repayments on your mortgage.
Our typical fee for mortgages is £250. However, this can vary subject to your circumstances.