Group Personal Pensions2021-06-10T10:55:18+00:00

Group Personal Pensions

Group personal pensions are a defined contribution which employers can offer to workers. Members in the group can grow a personal pot, which can then be transferred into an income at retirement age. Find out how Crystal Financial Solutions can help to get you and your staff setup with a clearly defined Group Personal Pension. 

How much do you value your staff?

Most Group Pension Schemes have become mandatory in the UK for businesses and their staff, however a number of providers don’t take into consideration a staff members full retirement journey. There may be a limitation on funds available and as a result your journey into retirement. These limitations may not necessarily fit each staff members retirement needs. It’s important that the needs of staff post-retirement are all taken into consideration when developing their pension.

Generic schemes do help to save for retirement but they won’t necessarily help to plan for the income in retirement. When you decide to retire and would like to start taking an income or receiving a lump sum, this is where a Group Personal Pension would be more suitable.

What is included in your Group Personal Pension​ service?

As well as offering competitive advantage among employers, an employee benefits package can also provide tax-efficient benefits to a company.

Employee Benefits Packages

Our team of business pension experts provide thorough advice on employee benefits packages and can help your company and its staff to navigate the rules, regulations and changes in legislation. 

Through our team of dedicated advisers, CFS provides presentations to employees as well as one-to-one clinics with individuals wanting to know more about their eligibility or entitlement under an employers scheme.

Auto-Enrolment Pension Scheme

A major consideration for employers of all sizes and sectors is the compulsory auto-enrolment pension scheme. We are currently providing comprehensive advice and administration services for a range of companies in search of the most appropriate auto enrolment package for your staff. 

We can also help you to migrate group pension plans, as well as provide advice on occupational schemes and group life assurance, critical illness, income protection and private medical packages.

mortgages for first time buyers

You should be aware of the fees that may be involved in buying a property which may include:

  • Stamp duty land tax
  • Mortgage product fees subject to lender
  • Valuation fees subject to lender
  • Solicitor / legal fees
  • Independent valuation that you may wish to carry out
  • Broker fees
  • As a seller / vendor – estate agent fees

What makes Crystal Financial Solutions different to other Pension Planners?

Whole of market – this means we are not tied to any pension provider and can use all available to us in the market.

We provide independent, bespoke and unbiased advice.

We provide a crystal clear/bespoke solution based upon your individual circumstance to match the best pensions for your financial circumstances. 

We understand the complexity of different pension types and we’re here to bridge that gap to make the process as simple as possible.

The Crystal Financial Solutions team have been operating for 20 years, and have gained a wealth of experienced in pension planning.

We’ll help you throughout the whole process and not just when the pension is being planned.

Speak to one of our Pension Planning team

Leave your details below and one of our advisers will be in touch to discuss your pension plans and book you in for a detailed consultation.